Pac Life PDX IUL Review

Fees

Pac Life PDX product is one of the most expensive IUL products on the market today.2-3 times more expensive vs your average IUL.

Dial a commission

Pac Life lets agents dial in their commission on a sliding scale. Potential for agents to get greedy.

Loan Provisions

Fixed loans and indexed loans.Indexed loans are illustrated at 4.65% but can increase all the way up to 7.5%

Crediting

Pac Life has been decreasing their caps fairly regularly over the last 3 years in favor of a black box bonus.

Agency Force

Biggest distributors of Pac Life is the wire house channel. Pac Life pays to be on the shelf at big brokerage firms. Like Wells Fargo, Merryl Lynch, etc.

Contact Me

For a policy review send me an email at:

Matt@leveragedwm.com

Or go to:

Leveragedwm.com/contact-us