Indexed Universal Life Insurance
Risk adjusted - Tax Free Income
What is Indexed Universal Life Insurance?
Let's be crystal clear. We do not recommend IUL because we think you will generate a higher return compared to investing in the market.
That kind of salesman talk is dishonest at best, malicious at worst.
What do we think about Indexed Universal Life?
It is very difficult to generate more income (net of fees and taxes) in ANY other vehicle UNLESS you are willing to take on MORE RISK. Another way to say the same thing: The risk adjusted income tax free distributions from IUL policies are phenomenal.
The Problem
These policies are typically sold by agents (think non-fiduciary) who put their commission ahead of what's best for the client. Because of this there are tons of poorly structured policies burdened with high fees that won’t perform as advertised.
The Solution
Indexed Universal Life policies tend to be extremely popular among high earners (who cannot qualify for a ROTH) who already have substantial funds currently at risk in the market.
Indexed Life policies are a great way to diversify your income from market risk AND taxes.
Who Qualifies For Indexed Universal Life Insurance?
Learn More - Indexed Universal Life YouTube Videos
List of Steps
1
Ask Yourself: Am I a Good Fit?
Indexed Universal Life Insurance is not a good fit for everyone. Review the list above and determine if this is a product your should explore.
2
Book a Discovery Call
We would stack our Indexed Universal Life Insurance team up against any other firm in the country. Take 15-30 minutes to discuss your situation with our team.
3
Options are Presented
We will present back 2-3 options covering various premium amounts to ensure you see there is flexibility, and to ensure you get the product that is right for you.
Book a Discovery Call
Start our meeting process below: